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How will this affect me?

Congress passed the most sweeping tax overhaul effort in decades, and investors have many questions: How will this affect me? What should I do now? While there is still much uncertainty around implementation, it is important to start thinking about how the new tax code may impact your personal planning goals and needs. President Donald Trump signed Congress’ sweeping tax bill on December 22, 2017, and most of the new law’s provisions took effect on January 1, 2018. The changes
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A Bowl of Cashews and the Nobel-Prize Lesson of Self-Control

Richard Thaler was recently honored with the Nobel Prize in Economics for his pioneering work in human behavior, specifically for establishing that people are “predictably irrational.” But the story of Thaler’s first insight into what would become behavioral economics and finance is famous and instructive. It was the late 1970s, and Thaler hosted a dinner party for his fellow economics students. He set out a bowl of cashews for his guests to nibble on while waiting for dinner. Thaler noticed, however, that the cashews
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As Goes January, So Goes the Year?

As investors ring in the new year, some may see the occasional headline about the “January Indicator” or “January Barometer.” This theory suggests that the price movement of the S&P 500 during the month of January may signal whether that index will rise or fall during the remainder of the year. In other words, if the return of the S&P 500 in January is negative, this would supposedly foreshadow a fall for the stock market for the remainder of the
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