Insights

We’ve all seen the pictures: Kids in their pajamas sitting amongst dozens of presents stacked high around them, massive grins on their faces as they get ready to rip through the wrapping paper like the Tasmanian Devil. As parents, we think, “Wow, that is one happy kid. He’s the center of attention, and outside of that itchy sweater from grandma, he got everything on his holiday wish list! What a moment! This kid will remember this day for the rest
Read more

As I sit down and meet with new clients or review my existing clients’ net worth, inevitably one of their largest assets is their 401k. In fact, other than business owners who may have earned most of their wealth perhaps from the sale of a business, at least 50% of most client assets are held in 401k’s or IRAs that resulted from old 401k’s rolled over into those IRAs. Why do 401k’s work so well, and how much more wealth
Read more

With last month’s election and ongoing health and economic concerns related to COVID-19, uncertainty remains high, as it has for most of 2020. Unfortunately, this is likely to continue well into 2021 on health, financial and societal fronts. As investors, it’s never enjoyable to navigate periods like this, so we wanted to step back and reinforce our perspective on financial markets as we head into the close of 2020 (and if you are anything like me, it can’t come quickly
Read more