New title

  • Mesa Financial Group on Facebook
  • Mesa Financial Group on YouTube
  • Mesa Financial Group on LinkedIn

Insights



Tim Maurer’s Top 10 Personal Finance Books

Tim Maurer was assigned a task: put together a list of his five favorite books from the world of personal finance. He came up with 10. In this video, Maurer, director of advisor development for the BAM ALLIANCE, walks us through his wide-ranging library, which includes books that focus on financial planning, behavioral economics, life planning, and a bonus pair that aren’t necessarily about money but can help change the way you look at money.     The Rent Collector,
Read more

Perspective on Premiums

Investors may be tempted to extrapolate recent returns into the future, which can lead them to abandon their investment philosophy at potentially inopportune times. While negative outcomes are disappointing, investors should view them with the proper perspective and stay the course. When you leave your server a tip, do you round it to a whole-dollar amount and often in multiples of $5? Does a 60th birthday seem more significant than a 59th? If you answer yes to these questions, you’re
Read more

2018 Report Card For Hedge Funds

Hedge funds entered 2019 coming off their ninth­ straight year of trailing U.S. stocks (as measured by the S&P 500 Index) by significant margins. And for the 10­ year period ending 2017 — one that included the worst bear market in the post­ Depression era — the HFRX Global Hedge Fund Index produced a negative return (­0.4%), underperforming every single major equity and bond asset class. So how did hedge funds fare in 2018? The following table shows the returns
Read more

Getting to the Point of a Point

                    A quick online search for “Dow rallies 500 points” yields a cascade of news stories with similar titles, as does a similar search for “Dow drops 500 points.” These types of headlines may make little sense to some investors, given that a “point” for the Dow and what it means to an individual’s portfolio may be unclear. The potential for misunderstanding also exists among even experienced market participants, given that
Read more

Why Should You Diversify?

As 2019 begins, and with US stocks outperforming non-US stocks in recent years, some investors have again turned their attention towards the role that global diversification plays in their portfolios. For the five-year period ending October 31, 2018, the S&P 500 Index had an annualized return of 11.34% while the MSCI World ex USA Index returned 1.86%, and the MSCI Emerging Markets Index returned 0.78%. As US stocks have outperformed international and emerging markets stocks over the last several years,
Read more

Here’s the Prescription

Take, for example, a friend of mine, who was experiencing some troubling medical symptoms. Typing her symptoms into a search engine led to an evening of research and mounting consternation. By the end of the night, the vast quantity of unfiltered information led her to conclude that something was seriously wrong. One of the key characteristics that distinguishes an expert is their ability to filter information and make increasingly refined distinctions about the situation at hand. For example, you might describe
Read more

Midterm Elections— What Do They Mean for Markets?

While surprises can and do happen in elections, the surprises don’t always lead to clear-cut outcomes for investors. It’s almost Election Day in the US once again. For those who need a brief civics refresher, every two years the full US House of Representatives and one-third of the Senate are up for reelection. While the outcomes of the elections are uncertain, one thing we can count on is that plenty of opinions and prognostications will be floated in the days
Read more

MFG Q3 2018 Market Commentary

MFG’s Asset Class Investing portfolios are strategically invested with a focus on long-term performance objectives. Portfolio allocations and investments are not adjusted in response to market news or economic events; however, we evaluate and report on market and economic conditions to provide our investors with perspective and to put portfolio performance in proper context. Strong corporate profits, a healthy global economy, and the absence of major geo-political issues in the third quarter resulted in developed stock market gains. For the
Read more

Timing the “Market” Without Timing the Market

A common question of late centers around whether it is a good time to invest in the “market”, taking into consideration the all-time highs we’re experiencing. It is understandable to have this concern. Although there is conclusive evidence to suggests that attempting to “time” the market does not work over the long term, there is a way to overcome this common fear. A key note: When you hear all the talking heads on TV, or the news headlines, or even your friends
Read more

Do Mutual Funds Outperform Benchmarks?

Our analysis of US-based mutual funds shows that only a small percentage of funds have outperformed industry benchmarks after costs—and among top-ranked funds based on past results, only a small percentage have repeated their success.