Fall is in full swing; the leaves are changing, the air is crisp and football fans everywhere are glued to their TVs. Every year about this time, I reflect on what I have to be thankful for. My great clients, family and friends top the list. I am so grateful for the opportunity to work together towards achieving your most important long-term goals.

You may be thankful that you have adopted a long-term investing perspective when you see the chart below. It shows how missing out even on a few days in the market, while you wait on the sidelines for a “safer” time to invest, can potentially derail your most important goals.